How It Works

1

Enter ZIP Code

Life insurance rates and products may vary by state. Providing your ZIP Code helps us narrow down the plans in your area and provide you with your best options.

2

Tell Us About Yourself

Factors like your age and gender can significantly affect your monthly premiums. Providing this information can help us pinpoint plans that provide the most coverage for your family and loved ones while staying within your monthly budget.

3

Get the Best Plans Online

Our fully licensed life insurance agents will review your information and provide you with the top plans that meet your criteria. From there, you can review and determine which plan is best for your family. Our services are 100% free!

Why LifeCompared?

Easy Savings

We understand the importance of protecting your financial family's future while keeping your current budget intact. Our life insurance plans offer easy savings options tailored to your financial goals. By shopping the market with our digital tools, you could save up to 50% in annual premiums.

Quick Comparison

Time is valuable, which is why we offer hassle-free and easy-to-navigate plan comparisons. In just a few clicks, you can be exploring a wide range of life insurance options sure to meet your needs. Spend less time worrying about your coverage and more time making lasting memories with your loved ones.

Stress-Free Buying

We’ve taken the stress out of purchasing life insurance. Our streamlined process makesit easy to select your plan and apply. From application to approval, our team is here to guide you every step of the way. Protect your family's future with confidence, knowing you've made the right choice.

Find the Right Plan with Us

Frequently Asked Questions

Life insurance helps provide financial protection for families and loved ones in the event of the insured person's death. The named beneficiary of the policy will typically receive a lump sum, known as the “death benefit” to help cover costs such as funeral expenses and outstanding debts of the insured. This benefits helps remove the burden from family members during this tragic time.

Having life insurance through your employer is extremely beneficial as it provides some level of financial protection for your loved ones in the event of your death. However, often times, the amount you receive through your employer is not enough to cover the main expenses your family will encounter in the event of your passing. Employer-provided life insurance often has limitations, such as coverage amounts that may not adequately meet your family's financial needs. Therefore, it's advisable to consider supplementing your employer-provided life insurance with a personal policy tailored to your needs.

LifeCompared offers a wide range of life insurance products. However, the majority of our clients benefit from Term life insurance and Final Expense. Term life insurance is popular among enrollees due to its affordable premiums and simplicity. Term policies provide coverage for a set amount of time and are often renewable at the end of each term. Final expense on the other hand, is popular because it is specifically designed to help with funeral and burial expenses. These policies are easier to qualify for and provides peace of mind for your family members.

The amount of life insurance you need is determined by several factors. Thus, each person is different when it comes to the amount of insurance you should have. A common approach to calculating the amount of life insurance you need is to add your debts, income, final expenses, and any additional expenses you may have. This number will be a rough estimate of the amount of life insurance you would need to have in order for your family to live comfortably without financial burdens of your passing.